Gold or Platinum.

Both are premium metal corporate credit cards. Platinum adds a differentiated executive service and travel proposition.

Feature	Q Global Gold	Q Global Platinum
Premium metal card	Yes	Yes
Visa network	Proposed	Proposed
Credit facility	Subject to approval	Subject to approval
International payments	Proposed	Proposed
Foreign currency spending	Proposed	Proposed
Spending controls	Proposed	Proposed
Employee cards	Proposed	Proposed
Expense management	Quayward	Quayward
Executive travel benefits	Optional	Enhanced proposed benefits
Lounge access	Not guaranteed	Proposed
Concierge	Not included by default	Proposed
Priority support	Standard premium	Enhanced

Know the difference

Credit, charge, debit and prepaid are different products.

Credit card

An issuer provides a credit facility, subject to underwriting and repayment terms.

Charge card

The balance is generally payable according to the agreed billing terms.

Debit card

Spending is drawn against available funds.

Prepaid card

Spending is limited to previously loaded funds.

Q Global Gold and Q Global Platinum are proposed as credit cards, not prepaid cards.

Important information

Q Global Gold and Q Global Platinum are proposed products. Card images are product concepts, not issued payment instruments. Any credit facility is subject to eligibility, underwriting and approval by the responsible authorised provider. Network acceptance, limits, fees, interest rates and benefits will be confirmed by the issuing provider before launch.